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Insurance Cover for Tokenized Loan Issuers

Details

Protects platforms and investors involved in tokenized loans, where investors purchase fractional loan exposure and earn yield. The insurance mitigates both technical and credit-related risks across the lending lifecycle.

To generate a suggested Portfolio Value, enter the wallet addresses that make up your portfolio. Once you enter the addresses, we use DeBank to calculate your portfolio's value. This is shown as the Suggested value.

0/10 addresses
Max: 2,250 ETH
28 days↔365 days
28days

Cover protects the total value of assets deposited into the protocols and sub-protocols included in this plan from one or more wallet addresses. You can add one wallet address or multiple addresses in the field above. Cover will only apply to the address or addresses you include in the Covered Wallet Addresses field.

Terms & conditions

This cover protects against a loss of funds due to

Loan Default Insurance Coverage in case the borrower fails to repay principal or interest
Collateral Drop Insurance Compensation if the underlying collateral significantly devalues
Smart Contract Failure Insurance Protection against bugs or execution failures in loan-related contracts
Platform Hack Insurance Coverage in case of a direct exploit or hack of the lending protocol
Liquidity Risk Insurance Covers inability to exit or refinance the loan due to low liquidity
Fraud or Misrepresentation Insurance Payout if borrower provides false or manipulated information
Interest Rate Volatility Insurance Protection against extreme shifts in borrowing/lending rates
Borrower Life/Disability Insurance Optional add-on for default due to death or long-term disability
Oracle Failure Insurance Covers disruption or manipulation of price feeds and risk scoring data

Supported Tokens

PUSDPLUME

Risk Levels

Risk Level 1Risk Level 2Risk Level 2

Risk levels indicate the potential volatility and risk associated with this insurance product.

Insured Assets

nest credit vaultnest payfi vaultnest institutional vault

These are the specific assets and vaults covered by this insurance policy.

Cover Chains

Protects assets deposited in the protocols and sub-protocols included in this plan on all EVM-compatible chains. See DefiLlama for a complete list.

This cover has these exclusions, including but not limited to

Normal market yield reduction
Mismanagement by borrower unrelated to fraud
Manual off-chain legal disputes not linked to smart contract logic
Regulatory bans on lending activity (unless separately insured)
Minor payment delays not considered contractual default
Agreed changes to loan terms between parties
Currency devaluation or general inflation
Frontend or user interface issues without impact on smart contracts
Dissatisfaction with the actual yield earned
Investor mistakes in loan selection
General Exclusions
Losses from the depeg of any asset
Losses due to bridge infrastructure
Losses due to frontend attacks or compromised websites where the protocol is unaffected

Deductible

  • 5% of the insured amount

Filing a Claim

  • • Coverage must have been active at the time of loan issuance
  • • Claims can be filed 14 days after the incident
  • • Claim window closes 35 days after the coverage period ends
  • • Oracle-verified events are reviewed and approved by Blocksure DAO

Important Notes

  • • This is a Discretionary DAO-Based Cover, not a traditional regulated insurance policy
  • • All claims are voted on and approved by Blocksure DAO token holders, ensuring decentralized, transparent decision-making

This cover is not a contract of insurance. Cover is provided on a discretionary basis with Blocksure DAO members having the final say on which claims are paid. Read the complete cover wording here.

Overview

0.1% Slippage
Listing
🏦
Insurance Cover for Tokenized Loan Issuers
Portfolio Value1 PLUME
Cover Period27/07/2025 - 24/08/2025
Annual Fee5.2%
Example Premium
1,000 PUSD
3.70 PUSD
Cover Cost
0.0040