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Insurance Cover for Tokenized Commodities

Details

Protects holders of gold-backed or commodity-backed tokens from critical risks related to smart contracts, custody, redemption, liquidity, and regulation ensuring a secure link between the token and the physical asset it represents.

To generate a suggested Portfolio Value, enter the wallet addresses that make up your portfolio. Once you enter the addresses, we use DeBank to calculate your portfolio's value. This is shown as the Suggested value.

0/10 addresses
Max: 2,250 ETH
28 days365 days
28days

Cover protects the total value of assets deposited into the protocols and sub-protocols included in this plan from one or more wallet addresses. You can add one wallet address or multiple addresses in the field above. Cover will only apply to the address or addresses you include in the Covered Wallet Addresses field.

Terms & conditions

This cover protects against a loss of funds due to

Smart contract vulnerabilities in token logic or ownership
Code exploits leading to token loss or unauthorized transfers
Oracle malfunction affecting commodity price or asset valuation
Redemption failures when token cannot be redeemed for the underlying gold
DAO governance attacks affecting terms or redemption mechanisms
Redemption Failure Insurance Protection if physical redemption fails (e.g., vault/fulfillment issue)
Custodian Failure Insurance Coverage for theft or loss at the physical gold custodian
Commodity Oracle Risk Insurance Covers faulty or manipulated price feeds (e.g., gold price mismatch)
Regulatory Risk Insurance Compensation if trading/redeeming is blocked due to sudden regulation
Governance Risk Insurance Protection from DAO-imposed contract changes that harm investors

Supported Tokens

PUSDPLUME

Risk Levels

No RiskLow RiskLow Risk

Risk levels indicate the potential volatility and risk associated with this insurance product.

Insured Assets

These are the specific assets and vaults covered by this insurance policy.

Cover Chains

Protects assets deposited in the protocols and sub-protocols included in this plan on all EVM-compatible chains. See DefiLlama for a complete list.

This cover has these exclusions, including but not limited to

General market downturn in the price of gold
Legal disputes over physical asset ownership not tied to the protocol
Custodian negligence unrelated to blockchain interaction
Cross-chain bridge failures not impacting core commodity smart contract
Normal price discrepancies across global markets
Temporary outages in price feed APIs or monitoring tools
New taxes or import duties
Temporary unavailability of physical gold
Value fluctuation relative to foreign currencies
Platform policy changes that don't affect redemption rights
General Exclusions
Losses from the depeg of any asset
Losses due to bridge infrastructure
Losses due to frontend attacks or compromised websites where the protocol is unaffected

Deductible

  • 5% of the insured amount

Filing a Claim

  • Coverage must be active at the time of the incident
  • Claims may be filed 14 days after the event
  • Claims must be submitted within 35 days after coverage ends
  • Events are validated through oracle data and DAO vote by Blocksure token holders

Important Notes

  • This is a Discretionary DAO-Governed Cover not a traditional regulated insurance policy
  • All claim decisions are made transparently by the Blocksure DAO, ensuring decentralized and community-driven risk protection

This cover is not a contract of insurance. Cover is provided on a discretionary basis with Blocksure DAO members having the final say on which claims are paid. Read the complete cover wording here.

Overview

0.1% Slippage
Listing
🥇
Insurance Cover for Tokenized Commodities
Portfolio Value1 PLUME
Cover Period27/07/2025 - 24/08/2025
Annual Fee4.55%
Example Premium
1,000 PUSD
3.70 PUSD
Cover Cost
0.0035